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Tailored insurances requirements for startups
Your costs increase as your revenues, employee count, office space, etc., grow
Starting at
$30/month
Few or no employees
Sometimes coworking space
Pre-launch or just launched
Basic / cheapest General Liability, Property or BOP (Liability+Property bundle)
Maybe: Workers Comp, Tech E&O, Cyber
Actively hiring
A few customers or revenues
Directors and Officers (D&O), EPL, E&O, WC, Keyman, Employee Benefits Liability, Umbrella, or Auto
Repeteable revenues
Customers and employees scaling
Product Liability, IP, Fiduciary, Crime, or International Policies
We speak your startup language
We use technology to provide simplicity, speed and convenience
ADVICE
If you are not sure how much insurance to buy, we use data to tell you what other companies like you buy.
BUY TODAY
Enter basic information (revenues, employees, address, ...) and get a personalized quote in a minute. Chat with our advisors anytime, for free, to understand insurance tradeoffs. Purchase online, via credit card or ACH, paying monthly or annually, and activate your policy today.
MANAGE 24/7
24/7 access (web or mobile) to download your policies and certificates, manage payments, get recommendations, file claims, request insurance modifications, or simplify renewals with a click of a button. With unlimited free access to our insurances experts.
Our Simple Process
All in minutes
Step 1
Submit your application
Complete our simple online application in a few minutes. We only ask what is neccesary.
Step 2
Review quotes instantly
For most products (e.g., General Liability, Workers’ Comp, or E&O) get your tailored quotes instantly. You can also speak to us to discuss options and tradeoffs.
Step 2+ (optional)
Submit documents (if necessary)
Some products like Directors and Officers insurance (D&O) will require you to provide additional documentation (e.g., financials).
Unlimited Access
Manage
24/7 access to your account to download policies and certificates, file claims, make payments and more. With access to an expert, all free.
Step 3 - Voilà! You are insured
Pay (annually / monthly)
Digital signature + pay via credit card or ACH, and be insured today. Download your Certificate of Insurance (COI) instantly.
When and why getting insurance as a startup
Some examples
Signing an office lease
Liability and PropertyWhen you sign a lease, it will probably require you to have basic general liability and property insurance to cover fire, flooding, third party damage, etc.
Hiring the first employee
Workers’ CompensationIn all 50 states, workers’ compensation insurance is mandatory after hiring the first employee. The cost is a percentage of payroll - the percentage depending on your industry sector.
Signing a contract
General, Professional or Product LiabilityThird party companies, especially big ones, may require you to have some insurance in place.
Saving Client Information
Cyber LiabilityIf you save client’s information (credit cards, SSNs, or simply names of people using your product), this policy can help you cover the cost of a data breach. For instance, most states require companies to notify customers of a data breach using certified mail.
New Funding or Appointing Members to the Board
Directors and Officers (D&O)After you raise a round, your investors, officers and directors might require D&O. D&O will protect their personal assets in a lawsuit due to their decisions.
Providing Services or Advise
E&O / Professional LiabilityIf your company provides professional services and advice to other companies, and those acts result in damages or a lawsuit, professional liability will cover the defense costs and settlement payments.
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What our happy customers say
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