How long does it take to get insurance?
For most policies (general liability, professional liability, property and workers compensation), you can complete the whole process in a couple of minutes: submitting the information in our online form, getting a quote, making a credit card payment, and downloading a copy of your policy and certificate. It works from web or mobile, and even after hours.
Certain policies are geared for more complicated risks (e.g. Directors and Officers) and, as a result, will take longer to get a policy. Consequently, you can get a price indication after answering a few questions. If you want to purchase the option presented, an underwriter will need to review the application and verify the data. In some cases, you might have to submit additional documentation which results in the entire process taking 24 to 72 hours.
How can I know if I am buying the right coverage?
If you have doubts, you can call us to discuss insurance options. Our licensed agents are ready to help, and speaking to them is completely free. You can speak to them for as much or as little as you want.
Is it cheaper to buy insurance from CoverStartups?
Insurance is regulated and our price is the same as the price you can get from somewhere else. Think of this as buying a plane ticket from Kayak, Orbitz or Expedia. The price is the same. But we offer convenience and speed to get a quote and bind in real time. 99% of other options you have to go over a 3 day analog process. Plus we offer unmatchable service after you buy insurance.
What are the payment options?
Believe it or not, most insurance companies don’t accept credit cards yet. But CoverWallet does. We allow you to pay via credit card or bank account. And you can pay in full or in monthly installments, whatever is more convenient.
How long does it take to receive a Certificate of Insurance (COI)?
As soon as you pay for your policy and bind it, you can download a Certificate of Insurance (COI). No need to wait for 24-48 hours like in the offline world.